Question 1

How does express loans work?

Accepted Answer

Express Loans lets borrowers compare personal loan rates from trusted lenders completely online. Enter your details, upload your documents, and submit your application - it’s that easy!

Question 2

What documents are needed?

Accepted Answer

To get access to instant rates and finance, users must submit a current driver’s license, recent pay slips, proof of employment, and their borrowing history. The more information provided by you, the more accurate your displayed interest rate will be.

Question 3

How much can I borrow?

Accepted Answer

Personal loan applicants may be approved for secured or unsecured finance from $5000 up to $75,000 over 1-7 years.

Question 4

Can I apply for a personal loan without a broker?

Accepted Answer

Yes. Our platform connects you directly with lenders so you don’t need a broker. Less hassle, faster funding.

Question 5

How quickly can I get approved for a loan?

Accepted Answer

Approval is generally provided within 24 hours for most personal loans. After approval, the lender will contact you to finalise the details of your loan.

Question 6

What personal information is required?

Accepted Answer

Required personal information includes, but is not limited to, full name and phone number; marriage and residency status; and any dependents.